MONTHLY INCOME (£)		Total		MONTHLY EXPENDITURE (£)		Total
	Monthly Take Home Wages				If rented, monthly rent
	Income Support				If mortgaged, first mortgage
	Incapacity benefit/disabled living allowance				Monthly 2nd Mortgage Or Secured Loan Payment
	Sickness benefit				Garage rent/fixed service charge on property
	State pension				Council tax
	Personal Pension				Water rates
	Investment income				House & Contents insurance
	Child benefit				Life insurance & Critical illness Insurance
	Child Maintenance				Pension
	Working Tax Credit				Mortgage protection insurance
	Lodger / Employed Children Contribution				Endowment
	Other				Electricity / Gas
	TOTAL INCOME				Wood/Coal/Oil etc
					Housekeeping (food & Clothing)
					Child maintenance (Child Support Agency or private)
					Telephone
					TV/video/Washing Machine Rental
					TV licence
					Travelling (public transport)
	DISPOSABLE INCOME (£)				Car petrol
					Car insurance
	Total monthly income				Car road tax
					Car maintenance (For Average Car)
	Less total monthly expenditure				Car hire purchase
					Other hire purchase
	Monthly Disposable Income				School/Nursery Fees/Meals/Travel
					Child minding
					CCJs
					Clothing
					Entertainment
					TOTAL EXPENDITURE